Florida Homestead Exemption in Miami-Dade: Requirements and How to Apply

Florida's Homestead Exemption is a constitutional property tax benefit for homeowners who occupy their property as a permanent primary residence. It reduces the assessed taxable value of the home and activates the Save Our Homes assessment cap on annual increases.

Exact tax savings depend on the property's assessed value and the millage rates of your municipality and taxing authorities.

According to the Miami-Dade Property Appraiser, you must own and occupy the property as your permanent residence as of January 1 of the tax year for which you apply.

The standard timely filing deadline is March 1 of that year, and you cannot claim a permanent residency exemption on any other property inside or outside Florida.

To verify permanent residency, applicants typically provide Florida identification or driver's license, voter registration or vehicle registration showing the property address prior to January 1, and Social Security or eligible residency documentation.

Always review the official Miami-Dade Property Appraiser checklist for your specific ownership and residency status before filing.

A seller's Homestead Exemption and accumulated Save Our Homes cap do not transfer automatically to the buyer; the property is reassessed following the change of ownership.

If you previously held a Homestead Exemption on another Florida home, ask the Property Appraiser about Save Our Homes Portability and the required application forms.