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Yohandra Espin, Realtor
Official Guide

Financing Guide

Downloadable PDF · 10 min

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Buyers seeking mortgage financing in MiamiOfficial Guide

What you will take away

A clear overview of the mortgage loan types available in South Florida, program requirements, key application checkpoints, and common mistakes that delay the process.

  • Closing costs, points, and rates: what they are and how to negotiate.
  • Loan types: conventional, FHA, VA, and first-time buyer programs.
  • How to improve your financial profile before applying for a loan.
  • Credit score requirements and acceptable debt-to-income ratios.
  • Common mistakes that delay or void credit approval.